From Spark to Flame: Understanding VBIAF’s Role in Shaping CCPT (Part 2)
In Part 1 of this series, I introduced VBIAF (Value-Based Intermediation Assessment Framework) — the spark that encouraged banks to move beyond short-term profit and consider the wider impact of financing on people, planet, and profit.
But a spark alone cannot drive change. To turn vision into measurable action, we need a flame. That’s where CCPT (Climate Change and Principle-based Taxonomy) comes in.
For those joining this series now, here’s the flow: 1️⃣ VBIAF laid the foundation with values and principles. 2️⃣ CCPT builds on this by turning values into clear, reportable classifications (Green ✅, Amber ⚠️, Red ❌). 3️⃣ Together, they connect principles to practice for bankers, SMEs, and Malaysia’s sustainable future.
Today in Part 2, let’s explore how CCPT sharpened the lens — transforming VBIAF’s broad guidance into a structured tool for climate-related risk. Refer to Slides below.
...........VBIAF was the spark, CCPT became the flame — and in Part 3, we’ll see why the two must work together to power Malaysia’s sustainable finance journey, and what this means for bankers and SMEs in practice.”



